CEO of MobileMoney Ltd Urges Balanced Regulation for Digital Finance Growth
Ghana's financial technology industry has reached a critical point where regulation must evolve with innovation to ensure new digital financial products promote economic growth while protecting consumers, according to Shaibu Haruna, CEO of MobileMoney Ltd.
Regulation must evolve in tandem with innovation to ensure that new digital financial products foster economic growth while safeguarding consumers.
Speaking at the 2025 Fintech Stakeholder Forum, Haruna emphasized that Ghana's fintech ecosystem has grown rapidly, but its sustainability depends on balancing innovation and financial integrity.
- Mobile money and digital credit platforms have revolutionized access to finance.
- Many Ghanaians remain hesitant to engage fully due to fears of fraud, data breaches, and misuse of personal information.
Author's summary: Ghana's fintech industry needs balanced regulation.
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