Ally vs. SoFi: A Comparison of Account Options and APYs
Ally and SoFi are online-only banks that offer higher APYs than traditional banks, with no account fees or minimums.
SoFi leads with higher APYs, while Ally offers CD options, making them both strong contenders in the online banking market.
- No account fees or minimums
- Nationwide ATM access
- Higher APYs than traditional banks
Our professional fact-checkers verify article information against primary sources, reputable publishers, and experts in the field.
Both Ally and SoFi offer APYs on their savings and checking accounts, as well as access to thousands of fee-free ATMs nationwide, including over 55,000 ATMs within the Allpoint network.
Author's summary: Ally and SoFi offer competitive APYs and account options.
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