Current Mortgage Rates for the UK

Discover the latest mortgage rates from leading UK mortgage lenders. Mortgage Introducer’s Interest Rates database serves as a comprehensive resource for professionals seeking the most competitive rates and reliable providers for their clients.

Weekly Updated Data

The database is refreshed every week to display the current offers from the top 10 UK mortgage providers and compare them side by side. Whether you search by mortgage type, lender, or term, all key information is readily available.

The table below is updated as of November 5, 2025, and rates are subject to change.

Bookmark this page or visit regularly to monitor how mortgage rates shift across the market.

Market Overview

The group known as ‘The Big Six’ lenders holds around 65% of the UK mortgage market. Visit the dedicated page to learn what drives their dominance and how they can support your clients’ home purchase needs.

First-Time Buyer Products

Fixed rates currently range from 3.75% to 5.60%.
There are 244 first-time buyer products available from 9 lenders.
Product fees start from £0 and loan-to-value (LTV) percentages vary.

Remortgaging Trends

With many customers searching for better deals, remortgaging has become one of the most active segments for brokers. The database lists 391 remortgage products offered by 10 lenders, with initial fixed rates beginning near 2%.

Author’s summary: The UK mortgage market remains highly dynamic, with competitive fixed rates and growing activity in the remortgage sector, reflecting borrowers’ drive for better financial terms.

Mortgage Professional America — 2025-11-05