All Our Mortgages | Yorkshire Bank
Whether you're buying your first home or planning to start a property portfolio, Yorkshire Bank offers mortgage options tailored to your financial situation and goals. Choosing a mortgage that fits your budget and long-term plans is essential, and our range of products is designed to help you find the most suitable repayment solution.
Please refer to our Tariff of Mortgage Charges if you are interested in learning more about our mortgage options. Applicants must already hold a mortgage with Yorkshire Bank. All loans are subject to status and credit assessment.
Representative Mortgage Example
A mortgage of £732,000 payable over 25 years is initially set at a fixed rate of 4.75% for 2 years, followed by our Standard Variable Rate of 6.99% for the remaining 23 years. This results in 27 monthly payments of £4,174.63, then 272 monthly payments of £5,094.82, plus one final payment of £5,096.06.
- Total amount repayable: £1,505,170.11
- Includes interest: £771,602.11
- Product fee: £999
- Valuation fee: £445
- Funds transfer fee: £25
- Mortgage exit fee: £99
The overall cost for comparison is 6.7% APRC representative. This example is provided for illustrative purposes and represents the range of mortgages offered. Actual repayment amounts and rates may vary based on individual circumstances.
“Information correct as at 5th November 2025.”
Available Mortgage Types
- Standard Variable Rate
- Offset Variable Rate
- Offset Variable Investment Housing Loan Rate
Author’s summary: Yorkshire Bank provides a diverse selection of mortgage options, emphasizing transparency, flexibility, and clarity in costs and repayment terms.